SIP Calculator
How much can a monthly SIP grow to? Uses compounded monthly rate (1+R)^(1/12)−1.
SIP returns are not guaranteed. Calculation assumes consistent monthly investment and a fixed annual return.
Lumpsum Calculator
How much can a one-time investment grow to? Uses annual compounding.
Annual compounding assumed. Actual returns may vary with market conditions.
SWP Calculator
Systematic Withdrawal Plan — how long will your corpus last with monthly withdrawals?
⚠️ Corpus may be exhausted before the end of the period. Consider reducing withdrawals or increasing corpus.
Month-by-month iterative calculation. Returns are not guaranteed; actual withdrawal capacity depends on portfolio performance.
Goal SIP Planner
What monthly SIP do I need to reach a target amount?
Uses compounded monthly rate conversion for accurate SIP calculation.
Retirement Corpus Calculator
How large a corpus do I need to retire comfortably? Accounts for dual inflation — pre and post retirement.
Post-retirement corpus uses present value of annuity formula. Rule-of-N applied when post-retirement return ≈ inflation. Figures are indicative — speak with Praveen for a personalised retirement plan.
Education Planning
What will your child's education cost in the future, and how much should you save monthly?
Education inflation typically runs at 8–10% in India. Adjust the inflation rate for overseas education.
PPF Calculator
Public Provident Fund — tax-free, government-backed, compounded annually. Max ₹1.5L/year.
PPF rate confirmed at 7.1% for Q1 FY2026-27 (April–June 2026) by Ministry of Finance. Rate is Government-set and reviewed quarterly — verify current rate at launch. Interest is completely tax-free under Section 10(11).
FD Calculator
Fixed Deposit maturity value with quarterly compounding.
Quarterly compounding assumed. Figures exclude TDS (Tax Deducted at Source). Actual maturity may vary by bank.
RD Calculator
Recurring Deposit — monthly installment compounded quarterly per installment.
Per-installment quarterly compounding used (iterative method). Figures exclude TDS.
EMI Calculator
Calculate your Equated Monthly Instalment (EMI) for home, car or personal loans.
Standard reducing-balance EMI formula. Actual EMI may differ by lender; processing fees and GST not included.
Term Insurance Premium Estimator
Rough indicative estimate of annual term insurance premium based on age and cover amount.
⚠️ Rough indicative estimate only. Actual premiums depend on insurer underwriting, health status, lifestyle, and policy terms. This is NOT a quote. Get an exact quote from Praveen or directly from an insurer.